Senior Machine Learning Manager, Borrowing
Monzo Bank Limited · Cardiff, London or Remote (UK) · posted 79 days ago
Going rate £75,100UK median £76,447London £115,535
Home Office going rates from
Occupation
1131Financial managers and directors
Going rate for this occupation: £75,100 · UK median pay £76,447
Home Office going rates from
Where this salary sits
- UK pay for this occupation
- This role£138,000 to £176,000stated · above the range ONS published
- Going rate£75,100
- UK median£76,447
View these figures as a table
| Percentile | Pay |
|---|---|
| 10th | £33,959 |
| 25th | £50,000 |
| 50th | £76,447 |
| 75th | £120,417 |
| Going rate | £75,100 |
| UK median | £76,447 |
Sponsorship
Sponsorship chance
Very high
- The advert offers sponsorship
- Licensed for Skilled Worker
- Occupation is eligible for Skilled Worker
On the public records we hold, sponsorship for this role looks likely: the advert offers sponsorship, and licensed for Skilled Worker.
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🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
📍London/Cardiff/UK Remote | 💰 £138,000 to £176,000 + Incentive Awards tied to your performance +
benefits | Hear from the team ✨
About the role
Borrowing is one of Monzo’s most important growth engines. We’ve built strong scale in the UK, and the next phase is even more ambitious: grow in the UK, expand into new customer segments, and build the underwriting capability needed to scale into Europe.
We’re looking for a senior ML leader to help shape that next phase.
You’ll lead a high-calibre team of ML scientists and help define Borrowing’s ML roadmap across UK growth, new customer segments, and EU expansion. You’ll work across underwriting, pricing, limits, and lifecycle decisioning — improving today’s models while helping build the next generation of capability for Monzo.
This role combines near-term commercial impact with long-term strategic advantage :
improving performance across our range of products
unlocking new data and faster model development
helping Monzo build underwriting that scales into new markets
shaping how advanced ML and AI can create real value in Borrowing
You’ll partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform, and influence decisions that shape both business performance and the long-term architecture of credit decisioning at Monzo.
What you’ll own
Borrowing ML roadmaps across UK optimisation, new customer segments, and EU expansion
Faster model improvement through new data and feature engineering
How Monzo uses Open Banking, transaction intelligence, and external data in credit decisioning
Information from public records, not immigration advice.